If you get married before you retire, contact the SEIU Benefit Funds to update your records. Your new spouse will automatically become your beneficiary. If you would like to name someone other than your spouse, you will need to submit a signed and notarized Spousal Waiver Form.
If you die before you retire, your spouse will be eligible for a Lifetime Survivor’s Pension from the Pension Fund.
When you retire, the payment option you elect can provide a benefit for your spouse in the event you die before your spouse. The standard form of payment for married participants is the 50% Spousal Pension, which allows your spouse to receive half of your monthly pension amount you were receiving prior to your death. You may choose to provide a greater benefit (either 75% or 100%) or you may choose to provide no benefit at all, but you’ll need your spouse’s consent if you elect that option.
If you get married after retirement, your pension benefits will not be affected; you’ll continue to receive the same monthly pension benefit, and benefits will generally stop when you die.